CASH MANAGEMENT

Cash flow and cash management are vital for running a good business. Our cash management solutions allow you to use savings, lines of credit, or other asset-based solutions to access cash when needed. Explore the cash management offerings below and contact one of our experienced business bankers to set up a customized business solution that meets your needs.

FVB has a VISION for business owners — make managing money simple. Ask us about the vast array of online cash management e-services that will simplify, automate, and speed up the process of paying employees, paying vendors, accepting customer payments, and managing the cash flow of your business. Ancillary products/services are subject to additional terms and conditions, credit approval if applicable, and/or fees.

Online Banking and Bill Pay

At the office, at home, or on the road – you can securely review the balances for all your First Vision accounts, transfer funds, research transactions, or make a last-minute payment. In addition, you can:

Manage all FVB business accounts with a single login
Set levels of access for bookkeepers, accountants, etc.
Export or import with Quicken and Quickbooks
Reduce expenses for checks, postage, mileage, and extra personnel
Receive/review statements online

Automated Clearing House (ACH)

ACH services let you streamline payments, reduce check printing and mailing costs, and maintain greater control of your cash flow. Automate outgoing single and recurring payments ... or receive incoming customer payments. Simply set up your ACH transactions via FVB Online Banking service … or upload your ACH payroll file from Quickbooks. Use ACH for:

Payroll Direct Deposits
Business-to-business transactions
Collection of regularly scheduled dues and payments

Payroll Services

Eliminate payday hassles by direct depositing employee pay into your employees’ bank account. This service not only streamlines payroll processing and reconciliation, it reduces the risk of check fraud and eliminates your employee's race-to-the-bank to deposit paychecks.

State and Federal Tax Payments

Handle tax payments online and reduce the possibility of late fees by scheduling payments in advance of deadlines. We’ll show you how to set up and send your monthly, quarterly, or annual tax payment via online banking.

Wire Transfers

The most immediate, reliable, and secure means of transferring funds … incredibly high- dollar, time-sensitive transactions. First Vision can assist you in selecting the most appropriate wire disbursement, collection, and/or reporting option for your business. Initiate your own domestic wire transfers with built-in security and multi-tiered entering and approval capabilities.

SmartDeposit

Send deposits from your business to the bank SECURELY for same-day processing. Deposit a single large payment as soon as it is received … or batch and deposit numerous smaller checks at your convenience. Images of all SmartDeposit checks are available online for viewing and record keeping. All you need is a First Vision Bank business checking account, your computer, Internet access, and a First Vision check scanner to:

Save time and money
Increase security by reducing the chance of lost or stolen payment checks
Provide quicker access to funds
Customize reports

Panini I:Deal

ideal machine

Demo - http://www.panini.com/en/products-single-feed-scanners/ideal

Panini Vision X

visionx Machine

Demo - http://www.panini.com/en/products-batch-scanners/vision-x

Deposits made before 4:00 p.m. CDT/CST are processed the same day and are typically available the next business day.

Merchant Services

If your business needs to accept various cards for payment, ask us to help you choose safe, reliable, and cost-effective transaction processing methods for credit, debit, and gift cards.